Getting Started

What does a mortgage broker do?

Mortgage brokers are professionals in the home loan industry. They work with you to determine your borrowing needs and how much you can borrow. Brokers help ensure you don’t take out a loan that is too big for you. Professional Mortgage Brokers only focus on loans. If you have a toothache, you go to the dentist not a florist. If your car is broken you take it to a mechanic not a librarian. You go to someone trained to help you with your specific need. It’s the same when you need a loan. Brokers have access to a wide variety of loans. This means your broker can find a loan that is just right for you.

How much does it cost to use a broker?

Normally we do not need to charge a fee. Brokers get paid commission by the bank for bringing new business to them, and this does not impact your rate or level of service you receive. For some complex transactions, we may need to charge a fee for our services. We will disclose this fee upfront to you so you know what you will be up for if you engage in our services.