First Home Buyer Eligibility Tool

A handy tool for Australian First Home Buyers to determine if they are eligible for the various government scheme's and grants currently on offer.

Which state or territory are you buying in?

Are you at least 18 years old?

Is at least one applicant an Australian citizen or permanent resident?

Are you a first home buyer?

Have you or any applicant previously received the First Home Owners Grant?

Is the property a new home that has never been lived in?

Is the property located in a regional area?

What is the purchase price / property value? (AUD)

Will you occupy the home as your principal place of residence for at least 12 months after settlement?

Do you have at least a 5% deposit saved?

This tool provides a preliminary eligibility check based on key criteria. For a full assessment and to discuss your options, please consult one of our brokers.

Get the answers to your questions.

One of our team will touch base within four business hours.

Meet our First Home Buyer Specialists

Matt Mannaert

Finance Broker

John Empey

Finance Broker

Matthew Papuga

Finance Broker

Albert Kavcic

Finance Broker

Sharon D’Costa

Finance Broker

Minji Kim

Finance Broker

Richie Kasai

Finance Broker

Russel Shaw

Finance Broker

Sally Whitworth

Finance Broker

First Home Buyer Guide

Am I ready to buy a house?

What is a first home buyer?

Will I be able to get a loan?

Is my Credit History and Rental History important?

Buying versus renting

How much deposit do I need?

Understanding deposits

How to meet the banks genuine savings rules

Deposit calculator

Grants and schemes for FHB's

First Home Owner Grants

First Home Guarantee Scheme

Latest government announcements to help FHB’s

Getting finance pre-approval

Pre-approval process

Benefits of getting a pre-approval

Are all pre-approvals equal?

Mortgage brokers vs Banks?

Why use a mortgage broker?

How much does a mortgage broker cost?

Are all mortgage brokers equal?

How to buy a property

Pre-approval process

Benefits of getting a pre-approval

Are all pre-approvals equal?

Preparing for settlement

Going unconditional on the property contract

What does a converyancer/solicitor do for a property purchase?

What happens on the day of settlement?

Managing your mortgage

Understanding loan repayments

Extra repayments, redraw and offset accounts

When is the right time to review your home loan?

Get the answers to your questions.

One of our team will touch base within four business hours.