Finance Broker - Mortgages

Matt Mannaert

0419 888 421

Having completed a Diploma of Financial services, Matt joined Acceptance Finance in early 2009. Matt has quickly established himself as an integral part of the Acceptance Finance Team, his problem solving abilities and high customer service standards have ensured Matt is in high demand.

Having run a small business for over 20 years, Matt’s emphasis is on service and adding value to his clients.

On the home front Matt is married with twins, they share their property with their cat, dog, horse and bunnys and wild king parrots

Don’t hesitate to call him for friendly efficient service.

What’s your coffee order?

Large Flat White

If the world were silent for 20 seconds and all ears were turned to you, what would you say?

If people spent just 5% of their time helping someone else the world would be a much better place


Home Loans
Commercial Loans
Non-Conforming Lending Specialist
Property Investment Specialist


Matt and Sally Share Their Top 5 Reasons To Refinance your Home Loan Monday, May 23, 2022

Matt and Sally share their top 5 reasons to refinance your home loan

Read more
  • “Our finance consultant Matt did a wonderful job of communicating with us regularly to ensure we understood every step of the process. He explained the different stages of the finance process to us, and helped put us at ease when things got a bit stressful! We would definitely recommend Acceptance Finance, and particularly Matt to anyone needing finance, especially for investment finance purposes”.

    Alison O’Regan & Brendan O’Regan

  • “Matt is very helpful and approachable and assisted me greatly with the loan applications”.

    Andrea Barker & Gerard Moloney

  • “A BIG THANK YOU to Matthew Mannaert who made it a very enjoyable experience to deal with. His professionalism and experience was very noticeable,this is a man who went above and beyond to get me the best interest rate possible and I must say when Matthew told me the interest rate he had acquired for my home loan I almost fell off my seat. I have told a couple of close friends what interest I got and to see their mouths drop is a very humbling experience. I will definitely be recommending ACCEPTANCE FINANCE to anyone who is looking for a better home loan and interest rate. Keep up the fantastic work Matthew. I will be in touch in the future for a home loan health check. Keep up the great work”.

    Arran Devonshire

  • “Matt, Karen and the team at Acceptance Finance went above and beyond to ensure a smooth transition for our recent refinance and new property purchase. Couldn?t recommend them more highly, I will definitely use their services again in the future”.

    Bradley Boote & Kirsty Boote

  • “Matt was helpful and was always readily available to answer any queries I had”.

    Darren & Juanita Kirby

  • “Matt is always happy to answer any queries we have even if it is after hours”.

    David Walker & Joanne Walker

  • “I think the best part of working with Matt was communication. He was always very prompt replying to my questions and helped me through the broader process. As we are located in different states he wouldn’t just email but also phoned which helped, especially when responses were required from me fairly quickly to ensure everything went along smoothly. I would recommend Matt”.

    Penny McMullin

  • “Thank you again, I have sent your details to friends as well & also for the great service. Thank you”.

    Suzanne Louise French

  • “We’ve formed a great relationship with Matt and Karen across multiple property purchases. We feel they both have our best interests at heart and this is extremely important to us. Thank you”.

    Mark & Debra Lewington

  • “My dealings with Acceptance finance have always been a helpful positive experience”.

    Joanne Maree Young

  • “Matt helped as with all the docs and was always willing to assist anytime would have no hesitation in recommending him to my friends . Thanks”.

    Jason & Sharon Cheevers

  • “Fantastic assistance in refinancing using realistic goals and budget to help us transition excellent work by both Matt and Karen to help with refinance of loans”.

    David Burns & Elizabeth Allan

  • “Thank you for the fairly painless refinancing of our investment property. The communication and follow up of anything which required our attention was prompt and efficient”.

    Chay Huynh

  • “Nothing to add as all went smoothly thank you”.

    Wayne Hall

  • “Matt and Karen once again helped us refinance our house and investment property. Matt has saved us over 2% interest and $8k a year. Very happy with that I can tell you!!!!!”

    Daniel Walters

  • “Thanks to Matt for all his help with this loan. I had not been through this process before , it was a long time ago in which I had applied for a house loan (in 80’s) which was all different back then and I found it all a bit daunting that it was done via emails and many telephone calls, being not from an IT savvy generation. I was a bit overwhelmed ( probably due to my age) and when I received the paperwork to sign I was still not quite sure and made lots of calls to Matt. I have to thank Matt for his patience and even when I had not signed all forms because One of them didn’t make sense to me – it was a learning curb. Thanks Matt for being kind to me not so IT savvy- really important for our generation applying for a loan to have someone who can talk us through process. That’s a plus. Thanks Matt for helping myself and also Jake – I was a bit worried about the process but thank you for taking my calls, I know all was a bit rushed a busy time over the Christmas period but thank you so much for all your help – really can see that you are very good at what you do- I will definitely recommend you 👏👏👏👌”.

    Fiona Eadon

  • “Best investment property mortgage broker. I have used Matt for my three investment Property purchases”.

    Craig Payne

  • “I appreciated being kept in the loop through the entire process”.

    Penny Fedin

  • “Great service as always extremely pleased”.

    Brett Fortune

  • “Matt and Karen are a great team who we have used on multiple occasions now. They are always able to either answer questions directly, or follow up and respond”.

    Mark Lewington

  • “We’re looking forward to the next investment, and for AF’s expert experience to again guide us through. Well done team”!

    Steven Catros

  • “All phases of the finance process went easily and smoothly. Thank you for your assistance in ensuring an efficient outcome. My only suggestion would be to ensure the actual outcomes and implications of the valuation are documented, examined, and explored. Greater clarity in that area could have avoided a few surprises come settlement. Otherwise, thank you again for a smooth path to finance approval”.

    Nathan Brubaker

  • “Thanks to Matt and Karen for persevering through the painful process from the lender”.

    Chay Huynh

  • I’ve been a client of Acceptance for a number of years now and have always found them to give exceptional service and go above and beyond. Each individual professional member ( Matthew Mannaert , Guilia Polizzi , Karen Miles ) from Acceptance Finance have totally exceeded my expectations in professionalism and met all needs in every aspect, therefore creating a fast and very clear understanding of all processes , updates and an overall easy/pleasant loan application. I will be and do refer Acceptance to all my family and close friends. Thank you to Acceptance and every individual I’ve had the pleasure of communicating with.

    Kris Fernando KS Earthworks

  • “I can’t speak highly enough of Acceptance Finance and all the individuals I’ve dealt with in all the years I have been a very satisfied customer , I proudly and confidently refer them to all my close friends and family knowing that they are in the best hands possible and will be looked after as they go above and beyond for their valuable clients”.

    Kris Fernando

  • “Working with Matt from Acceptance Finance was hassle free. He was always available to answer our many questions. I would highly recommend anyone”.

    Kathrine Rosenberg

  • “Matt and Karen have been assisting us with clear and prompt responses throughout our recent financial restructuring journey and its made the entire process hassle free. Strongly recommend using them”

    Lawrence R

  • “Matt and Karen were so easy to deal with, regularly checked in to make sure I understood everything and knew what options I had available. They were very patient with me being a first home buyer and did everything they could to make the process as simple and easy for me as possible”! 10/10

    Madison Debnam

  • “Took me a while to understand the value of making a change from current arrangements with CBA and whether it was better to just stay with them and get a sharper rate. It wasn’t clear to begin with the benefit or whether I was just going through loan churn. By the end it was much clearer”.

    Luke Gilmour

  • “Always great dealing with the company”.

    Michael Howell

  • “Very happy dealing with Matt and Karen. They were always available and able to assist when required”.

    Tobias Obst

  • “Matt, Karen and the whole team at Acceptance Finance were extremely knowledgeable and held our hands through the whole process of refinancing our home loan to get us the best rates for substantial monthly savings. Refinancing can be confusing and overwhelming but it wasn’t with the help of Acceptance Finance”.

    Melissa Salipas

  • ” All went smoothly and as expected, thank you”.

    Rebecca Runnalls

  • “We really appreciate all of the help Karen and Matt has provided to us. Matt especially, was always available to take our calls or answer or emails. He made us feel well aware of every step and very comfortable with the process”.

    Alicia and Peter Ridland

  • ” Matt and Karen were extremely helpful throughout my loan application process, and it was a complicated process as I am now residing overseas”.

    Amy Walker

  • “All good, no problems, very helpful”.

    Stewart Allen

  • “Both Matt and Karen were extremely helpful. Whenever i called they were always happy to assist with any questions or concerns. We are very grateful for all their assistance over the past 5 years. They have helped us achieve what we have dreamed of and for that we are grateful”.

    Pia Buckingham

  • “Matt was always there to assist in the process. I really appreciated his follow up and professional manner with which he conducted himself”.

    Grant Apperley

  • “Great advice on refinancing and it will save us a significant amount of money on our investments”.

    Darren Kirby

  • “Outstanding result. Matt and Mansi were available any time we had a query. Made it a very easy process. Thanks Matt, thanks Mansi. Will be in touch soon”.

    Steve Bozac

  • “Matt worked extremely hard to get this refinance through for us. Thank you so much”.

    Kathrine Rosenberg

  • “Great team, great experience. Thanks for the good outcome”.

    Mark Benson

  • “Matt and Mansi have been outstanding! They have gone above and beyond what we expected. They made the whole process of our investment loan so easy for us and Matt was always on the other end of the phone when we needed any clarification. I will certainly contact Matt again for our future investments! Thanks.

    Matt and Mansi have been outstanding!  They have gone above and beyond what we expected.  They made the whole process of our investment loan so easy for us and Matt was always on the other end of the phone when we needed any clarification.  I will certainly contact Matt again for our future investments!  Thanks


    Steven & Kate Bolt

  • “Very happy to work with Matt and Mansi. The best thing is communication. They were always available to answer by doubts and concerns. The suggestions given by Matt helped a lot to understand the complex process of financing and achieve a desirable outcome”.

    Utsav Shah

  • “It wouldn’t surprise me if Matt Mannaert was a Magician in a previous lift, because what Matt and his team achieved was simply brilliant. I was tied up in the ugly mess of being cross-collateralized, however Matt seemed to wave his magic wand and I came out smelling like roses. If you need a team who know what they are doing and can make things happen on time, you’d be hard pushed to find someone better”.

    Anthony Wight

  • “Matt was very responsive and made sure my partner and I were kept up to date with the process. It was fairly complex but Matt made sure we could be as clear as possible on what we needed to do to get the best outcome”.

    Brienna Snare

  • “Applying for a home loan couldn’t have been easier, i don’t know why people complain about this being a stressful process”.




    Helen Jordan

  • “No complaints. All went well”.

    Eugenia Zoubtchenko

  • “Excellent service thank you”.

    Kimberlee Shovelton

  • “Stepping into the world of property investment meant it was essential for me to have confidence in the skills and experience of the team”.

    Kay McDonald

  • “Nothing, Matt was always helpful”.

    Jamie Common

  • “Very happy with the communication and follow up by Matt and Michael. Nothing I need to worry about on my refinancing application, and the team kept me up-to-date with the application status”.

    Chung Yiu

  • “Matt & Mansi were an absolute pleasure to deal with, always patient with my ‘numerous’ enquiries and very prompt in replying. We were kept informed throughout the whole process. Matt’s obvious experience, his vast product knowledge and the advice offered by him has instilled  confidence in us that he was always working for our benefit to ensure our risk is minimised on our property investment journey”.
    Thank you Matt & Mansi…

    Greg & Vicki Tydd

  • “We were lucky enough to be recommended Matt Mannaert when we were undertaking our first investment property purchase recently.
    At the time we had a loan offer and documents on our desk and were ready to proceed with another broker.
    Within 5 minutes of speaking with Matt I knew we were dealing with an expert in his field. He was able to provide advice as to the correct loan structure for us that would allow further purchases in the future while avoiding some of the financing pitfalls we were about to make.
    Matt was then able to arrange our loans for equity release, land purchase and a construction in very quick time.
    Matt and his team (Mansi) have been a pleasure to deal with and I look forward to continuing our relationship and recommending them to family and friends.”

    Paul and Lydele Walker

  • “We have dealt with Matt Mannaert over the past two years trying to source lending. Matt was helpful and promptly contacted me whenever he needed a document or information. We would have found the process stressful and overwhelming without his support”.

    Mark Butters

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