Have you just found yourself in Santa’s ‘naughty’ list because of your silly holiday spending? The good news is that I can help you get your finances back on track! Mortgage brokers don’t just organise mortgages, we also provide the right finance solutions for your individual needs and circumstances. To help you get your Christmas debts under control, you might want to consider consolidating your debts.
What is debt consolidation?
Debt consolidation works by taking out a low-interest loan and using it to pay off all your high-interest debts, such as credit cards, store cards, pay-day loans, and after-pay accounts and the like. So how could debt consolidation help you get over your Christmas spending headache?
Here are the top benefits of consolidating your debt.
Find out today if debt consolidation is right for you
As with any other loan options, debt consolidation is not applicable to everyone. It all depends on your current financial situation and goals. Some may end up paying more accumulated interest over the life of the loan, versus paying off a credit card debt with a shorter period. There are many factors to consider before deciding to go for debt consolidation, so it’s important to first speak to a mortgage broker (like me). I may be able to suggest other ways to get back in control of your finances.
Have you blown your budget last Christmas? Don’t panic – I’m here to help! Reach out today and let’s help you make it back on the ‘nice’ list this year!