It’s been a challenging few months for property investors. Changes to negative gearing and the capital gains tax (CGT) discount have fundamentally shifted the landscape for investors and prompted many to rethink their purchasing plans and looking at rental yields. From 1 July 2027, negative gearing for residential property investments will be limited to new...

Many homeowners have a rough idea of what their property is worth, but fewer understand how the equity they’ve built up could support future financial goals. Whether you’re considering renovations, upgrading, purchasing an investment property or simply exploring your options, understanding equity can be an important starting point. Let’s take a closer look at how...

Spring is traditionally the busiest time of the year in the property world and will spring bring more buyer choice?. More sellers tend to list their properties during this season, when gardens are looking their best and pleasant weather makes weekend open homes and moving house easier. Many families also like to purchase in spring...

The Federal Government’s negative gearing reforms and Capital Gains Tax (CGT) reforms represents a significant shift in how future property investments will be treated for tax purposes. For investors considering their next purchase, the changes may influence everything from the type of property they buy to how they assess cash flow and long-term returns. Legislated,...

When you’re planning to buy your first home or investment property, getting your head around all the jargon can feel overwhelming. From loan-to-value ratios and offset accounts to fixed and variable rates, there’s a lot of information to take in before you even start inspecting properties. One term you’re likely to come across is ‘conditional...

You might be earning the same income as you were six months ago, but that doesn’t necessarily mean you can borrow the same amount. Understanding your borrowing power is an important step before you start your home-buying journey. Your borrowing capacity is influenced by a range of factors, and it can change over time, even...

Few decisions have a bigger impact on your financial future than buying a property. Whether it’s your first home, your next home or an investment property, getting the finance right can make a significant difference for years to come. The loan you choose today can influence your cash flow, lifestyle and financial flexibility well into...

Renovating an investment property can help attract quality tenants, improve rental returns and potentially add value to your property. But before choosing paint colours or collecting quotes, it’s worth understanding how you’ll fund the project. Many investors focus on the renovation itself and overlook the impact their funding choice can have on cash flow, borrowing...

After years of fierce competition, fast-rising prices and crowded auction weekends, the market is beginning to show signs of a shift. More properties are being listed for sale, homes are taking longer to sell, and buyers are becoming increasingly selective about what they’re willing to pay. One of the clearest signs of this changing market...

With the cash rate on hold, many borrowers are taking a closer look at their home loans.  Is refinancing worth considering? If you haven’t reviewed yours in a while, it may be worth exploring whether your current loan still suits your situation. With cost-of-living expenses still stretching household budgets, even a small reduction in your interest rate could make...

Australia’s property market is moving through a softer phase. Rising interest rates, stretched affordability pressures, and the federal budget’s tax reforms have eased buyer demand. This trend is particularly evident across Sydney, Melbourne, and Canberra, where prices have drifted lower since the start of the year.  Conditions vary considerably by location, property type, and price bracket. While some markets...

With property prices easing in some markets and recent federal budget housing tax reforms appearing to reduce investor competition, conditions may be becoming more favourable for first-home buyers. In this type of environment, there could be more choice, less pressure and more room to negotiate than we’ve seen in recent years. Here are 5 tips for first home...