Car Loans

We offer the full range of financial products to assist with purchasing your next vehicle.

At Acceptance Finance we have over 20 years experience in providing our clients with the car loan product that best suits their individual borrowing needs. Whether you operate a company purchasing multiple vehicles for your team, a sole trader purchasing for yourself, or a salaried employee needing to make best use of your car allowance or considering salary sacrifice, we can help with explaining the tax benefits and making the car loan process easy for you.

Are you in the market for a new car? If you are, you’ve probably been shopping for the make and model you want already! But what about your car financing? There are quite a few car loan options available that most people don’t know about. Talking to us could help you find a new way to finance your car purchase that saves you money. One thing is for sure, you don’t want to jump straight in with the finance a car dealership offers without checking out your other options first.

Try out our Effective Rate Calculator tool.

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New and Used Car Finance

Our brokers can help finance the purchase of a new or used vehicle, and liaise with the dealership or vendor on your behalf to get the paperwork sorted.

Commercial car loans

Allowing clients to claim maximum taxable benefits whilst keeping their cash flow & fund resources under control.

Award Winning

Award winning and highly regarded amongst its peers, our head office is located in Balwyn Victoria, servicing clients throughout Australia and abroad.

Meet our Car Loan Brokers

Giulia Polizzi

Finance Broker - Vehicle & Equipment

Minji Kim

Finance Broker

Car Finance Products Available

We offer a number of commercial vehicle loan products / business car loans which allow our clients to claim maximum taxable benefits whilst keeping their cash flow & fund resources under control. We will discuss and tailor structures to each individual client’s needs as suited for the asset.

Chattel Mortgage
Commercial Hire Purchase
Finance Lease
Novated Lease
Consumer Car Loan (personal use)

Car Finance Lender Panel

Acceptance Finance is a proud member of:

Vehicles we can finance

Sedans
Utilities
Vans
Small trucks
Prime movers
Motorcycle
Luxury vehicles

How to apply for a car loan

Step 1

Connect with us

Contact one of the brokers listed to book an appointment. Appointments can be completed over the phone, online video call, or in our offices.

Step 2

Initial Discussion

We'll chat through your current situation and objectives. Our broker will be able to determine what type of car loan would be suitable for your situation.

Step 3

Recommendations

If appropriate our broker will recommend a Car Finance product for you to consider. The proposal will include repayment information, lender details, interest rates, set up fees and any ongoing fees.

Step 4

Application

If you decide to proceed, our broker will help with the paperwork to submit your application to the chosen lender.

Step 6

Approval

If the lender is satisfied with the application, your loan will be approved!

Step 5

Inspection

If required, we will organise an inspection on the car being purchased.

Step 7

Loan Contacts

We will prepare Loan Contracts for you to review and sign. We will also arrange the invoice with the vendor.

Step 8

Settlement Booking

Once we have all the required paperwork, we can book in the settlement with the lender.

Step 9

Settlement

Time to celebrate, once the lender settles the new loan, we will update you and you can arrange pickup of your car.

Need to connect

with a broker?