Minji Kim

Finance Broker

Phone : 0411 255 548
Email : minji@acceptancefinance.com.au
Linkedin

Area's of expertise

Home Loans
Refinances / Debt Consolidation
SMSF Lending
Vehicle and Equipment Finance
Commercial Loans
Investment Loans

Minji joined Acceptance Finance in November 2018, with four years experience as a Loan Processing Manager in the Mortgage Broking industry. She graduated from Monash University with the Master of Professional Accounting degree, and had a thorough understanding of the loan process. Most of all, she loves helping people with their finance journey.

A keen photographer and avid traveller, Minji also loves spending her weekends catching up with her friends and trying out new restaurants.

Minji is Korean and works alongside many Korean professionals and businesses across Melbourne.

Minji's Client Reviews

Excellent

5.0

park soo Y.

I appreciate help from Minji Kim who facilitated my loan process. the process went much quicker than I expected with her help. she has been very responsive in most of inquiries that I had and kept with kind explanations although I had many things that I did not understand because I was a first home buyer.

Response from the owner: Thanks for the feedback Soo, will pass it onto Minji & the team. Its can be a confusing and daunting process when purchasing your 1st home. Glad that you had Minji explain the process and make it a smooth one.

Cath Y

Professional and approachable staffs. Plenty of parking as the Woolies just around the corner. Great location for a visit for face-to-face consultation.I was assisted by Minji Kim. She was exceptional. I really appreciate her work. She was so prompt and is on top of everything. If you are looking for someone who is professional, super efficient and quick, reach out to her!Thanks heaps Minji and everyone from Acceptance Finance : )

Response from the owner: Thanks Cath for your feedback will pass it onto Minji & the team. Minji and the team that assist are both professional and know each stage of the process to make sure their clients loans settle with ease.

권이레

I secured a mortgage through Minji, and was able to purchase my home. Thanks to her professional and meticulous service, the loan process went smoothly. With her quick and accurate support, I was able to acquire my dream home. Highly recommended!"

Response from the owner: Thanks E Rea, will pass the feedback onto Minji and the team. Congrulations on purchasing your dream home.

Sridar D.

Whole experience with Acceptance finance team had been seamless. Staff response, follow up's has been great, always available over the phone when required. Minji was particularly exceptional. 5 stars and a happy client.

Response from the owner: Thanks for the feedback Sridar will pass it onto Minji and the team. Communication with our clients is one of our top priorities as we want them to understand the learn about the process making it as smooth as possible.

Sunah L.

It was by chance that I came across Minji, and I consider myself fortunate for it, especially after my car accident when I urgently needed a personal loan. She swiftly arranged a loan for me the very next day. Minji's guidance throughout the process was invaluable, ensuring I understood each step along the way. Despite some misinformation from my dealer, she handled everything diligently, making multiple calls to sort things out. I wholeheartedly endorse Acceptance Finance and Minji for their exceptional service, and I'm genuinely grateful for Minji's support.

Response from the owner: Thanks for the feedback Sunah. Minji makes sure her clients understand each step of the personal loan process and will strive to make sure the transaction settles. Will pass your feedback onto Minji and the team.

Paula Kristina A.

Very knowledgeable and helpful!Minji has been amazingly supportive every step of the way!Highly recommended!

Response from the owner: Thanks for the feedback Paula. Will pass it onto Minji and the team.

Chris L.

Minji Kim kindly helping us get through all the application and done on time.We really appreciated efforts of work!Thanks again and in the future we would like to work with Minji Kim.ThanksChris

Response from the owner: Thanks for the feedback Chris, will pass it onto Minji and the team.

Winnie N.

I'm writing the best review ever for Minji Kim, but i didn't even get a mortgage here, my partner did. The reason why being, is that throughout this entire process, Minji made sure i felt included .😊 we are a LGBT+ couple and she didn't treat us any differently from a regular couple. She was patient with the questions i had, even included me in all the emails and updates, it made me feel so happy. She's the best person we have worked with throughout the process, i only wish she was a buyer's agent and a conveyancer too. Minji will take care of everything! I would definitely love to work with her in the future again!

Response from the owner: Thanks Winnie for the feedback. Our team treat all clients the same no matter what. We make sure we communicate at each stage of the loan process with the clients and clarify any questions they may have. Minji certainly guides her clients so that they understand the process.Will pass this great feedback onto Minji & the team.

Jessica C.

Minji kim is the best morgage broker I have encountered. I had gone to see a few morgage brokers before seeing Minji and immediately felt more comfortable with Minji. She is very patient and compassionate.As a first home buyer this process as been daunting, however Minji has put everything at ease. Her explanation for the whole process is easy to understand. She has given so much reassurance and advice other brokers did not explain. I feel she has gone above and beyond not just as a morgage broker but as a kind compassionate person for her clients. She has gone extra mile by checking up and prioritises to answer any questions i had promptly and in detail without making you feel like a burden. Minji is always there to help!

Response from the owner: Thanks Jessica for the great feedback. Minji certainly does take the time to guide and explain the process to clients. Certainly makes the process less daunting when you have a broker that is kind and patient with all the questions clients have. Congrulations on your first home.

Sophie L.

As first home buyers, we are so lucky to have Minji helping us apply for mortgage. She is such a helper, very punctual and responsive. She is also very patient to explain all the details and process to us. Highly recommended her service🙂

Response from the owner: Thanks for the feedback Sophie, will pass it onto Minji & the team.

Chrispy

Worked with Minji Kim through Acceptance Finance through a recommendation of a work colleague. Couldn’t be happier, she was able to answer any question we had, assist us throughout the home purchase process, and even helped us ensure 3rd parties in the process didn’t mess up when they were close to doing so, really saved us from potential issues. Will be using their services for any future finance required. Highly recommend.

Response from the owner: Thanks for the feedback. Will pass it onto Minji and the team.

Rachael P.

I worked with Minji Kim to organise financing my first home. From getting an understanding of my borrowing capacity, all the way to when my house settled, Minji was there every step of the way, keeping me informed, answering any questions I had and organising all that needed to be prepared. I really learnt a lot about the process of purchasing and financing property from her.Minji is a professional, patient and friendly broker who is an expert in her work. Working with her has been the best experience. I look forward to continuing to work with her throughout the lifetime of my mortgage.I wholeheartedly endorse Minji's services, especially if you are someone who is new to the journey of purchasing property as Minji will guide you every step of the way.

Response from the owner: Thanks for the amazing feedback Rachael. Minji is fast becoming one of the leading brokers for First Home Buyers in our industry. All the best in your new property.

Jinmo Ahn (.

Highly recommend a broker ' Minji Kim 'Me and my partner is the first home buyer and had no much information.She did a fantastic job for us even though it was not for her job.Whatever we wanted to know regarding to buying a house in Australia, she gave us the right answer straight away.She helped us to find the best loan option and it was super quick to be approval fro the bank.If you are looking for a property to buy in Australia, if it is either to live in or for investment, she will definitely helpful for you.Once again, Thank you very much Minji Kim.You won't regret to choose her !!

Response from the owner: Thanks for the feedback Jay, will pass it onto Minji.

Jessica K.

We are so over the moon with our experience dealing with Minji, she has been exceptional and got us approved for a pre conditional home loan, something we thought was impossible for us but Minji made it possible. We are soooo happy and delighted and so greatful we found you Minji! Your service has been so professional! Thankyou, Jessica & Angelo’s

Response from the owner: Thanks for the feedback Jessica.

Zhen W.

Minji was absolutely amazing. She assisted us with her abundance knowledge and has been incredibly proactive in managing different facets of our finance needs from professional perspectives.I highly recommend Minji and will sure see myself referring more businesses to her in the future.

Response from the owner: Thanks for the feedback Zhen.

Yingjie Z.

We are so glad and lucky that we have Minji Kim as our mortgage broker! Minji really helps us A LOT! She is very professional, fast, efficient, kind and patient, and I would say she is the No.1 broker in Melbourne! It's been really tough to get home loan in 2023 Melbourne, but we have Minji and we got our Pre-approval in 2 days. Thank you Minji and we will definitely refer you to our friends!

Response from the owner: Thanks for the feedback Yingjie.

Kim Anh N.

We have been dedicatedly assisted by Financial Broker - Minji Kim. Very professional and skillful, we have successfully got our approval within a day. Highly recommended!

Response from the owner: Thanks for the feedback Kim.

Mook Y.

Acurate and fast action by the team so I got an positive outcome!Special thanks to Minji Kim, she guiding me to overcome the obstacles to find the light in the end. 10 out of 10!

Response from the owner: Thanks for the feedback Mook.

Michelle T.

Many thanks to Minji Kim, Michael Bennett and the team at Acceptance Finance for helping us secure our home loan. As first home buyers we were overwhelmed with options and didn’t know where to begin, but Minji was so lovely to speak to and guided us through with her patience and knowledge. We are beyond thrilled that she has managed to secure us a loan with no LMI, something that we didn’t even believe was a possibility. Every step of the way, the team at Acceptance Finance have been amazing at checking in with us and keeping us updated on our application. Couldn’t have been happier to be recommended Acceptance Finance for their mortgage brokering services.

Response from the owner: Thanks for the feedback Michelle.

James W.

Excellent and extremely fast service. Most applications in Australia take forever to process, however, we received our conditional loan approval within about a week of first contacting Minji Kim, and the unconditional approval within days following the valuation. Minji and the Acceptance Finance team arranged for the property valuation as soon as the land was declared safe for access by the developer.We contacted a few brokers before choosing to go with Minji, one of which told us we would need two separate loans (one for land and one for construction). Minji explained that two loans is unnecessary, as it can simply be done as one loan.When you are dealing with rapidly rising interest rates, it is imperative to engage a broker and bank who are both FAST!

Response from the owner: Thanks for the feedback James.Will pass your great feedback onto Minji & the team.

BEN YOUNG H.

Minji Kim is a fantastic mortgage broker. She has been extremely helpful in securing and managing my home loan. She has gone above and beyond my expectations so many times and has made the whole finance process seamless. I highly recommend Minji Kim, if you need a professional mortgage broker who is knowledgeable, contactable, friendly and easy to deal with.

Response from the owner: Thanks Ben for the great feedback. Will pass it onto Minji.

jackson5ives

Albert & Minji went far above and beyond to help us settle our first property. There were issues we thought wouldn't get resolved when dealing with certain banks and we were only able to get a result after Albert stepped in to help us. I couldn't recommend their services highly enough. Thank Albert & Minji for everything you did for us. We really couldn't have reached the finish line and settled on time without your help. David & Sarah

Response from the owner: Thanks for the feedback. Will pass it onto Albert & Minji.

Rosemary Y.

I just purchased my first home and Minji was an amazing mortgage broker. The whole process went very smoothly and Minji was always there to answer my questions and talk me through every step of the way.

Response from the owner: Thanks Rosemary for the great feedback. Will pass it onto Minji.

Favrik M.

Minji is a total professional. Confident, friendly and extremely knowledgeable. Minji and her team made our process of getting finance very smooth. It was our first home loan and we had no idea where to start from. Minji has been clear and informative every step of the way and we would say her prompt reply is one of her best parts. Even with our silly questions, she explains until we understand thoroughly and always provide a clear and right answer. Thank you one again and for helping us build our "DREAM HOME".

Response from the owner: Thanks Christina for the feedback. Will pass it onto Minji.

David (.

The morgage broker I worked with was Minji and she is so much professional and reliable person. I strongly recommend MinJi as mortagage broker if you need any type of loan. She will try every single possiblilty to save your cents and time. Thanks Minji and happy to work with you.

Response from the owner: Thanks Dae Choi, will pass the feedback onto Minji.

Kathryn J.

To say my application for a loan was challenging would not only be a big understatement but an insult to the talented Acceptance finance team of Russel Shaw and Minji. Watching Russel consistently jump through hoops demonstrated not only his ability to negotiate the intricate twists and turns of my loan requirements but highlighted his skill in handling a somewhat "nervous & impatient" client .Minji was the perfect partner in this scenario always remaining cool, calm and collected. Both true professionals and I am eternally grateful for their patience and professionalism.I now have great peace of mind and highly recommend them both. Thanks guys.

Response from the owner: Thanks very much for your feedback Kathryn. Russel is a professional finance broker who has great negotiation skills and together with Minji they are a great team. Will pass your feedback to them.

Denise T.

Albert was amazing getting our 3 loans organised and set up. I changed a few things very late in the game and he didn't even blink an eye just proceeded to get the job done in a professional manner.A very good result indeed. A big thank you to both Albert and Minji.

Response from the owner: Thanks Denise for your feedback. Albert is an experienced broker & gets things done professionally along with Minji. Will pass the feedback to Albert & Minji.

A message from Minji

As an award-winning mortgage broker in Balwyn and Ringwood, I’ll provide you with exceptional guidance, outstanding customer satisfaction, and ensuring I recommend the most competitive and suitable products for your needs, including:

Loans for First-Time Home Buyers
Purchase of a home
Loans for investing in property
Refinancing
Consolidation of debt
Loan structure reviews

I believe you deserve a mortgage broker who is genuine and who listens to your needs. Acceptance Finance and myself are experts at providing high-quality, individualised service, which means you’ll always get:

Individualized attention
Updates on a regular basis
A welcoming and stress-free environment
The most appropriate loan and the greatest deal
The ability to chat with myself or my team whenever you need

Call now for a no-obligation conversation about how I can assist you in achieving your property goals.

If the world were silent for 20 seconds and all ears were turned to you, what would you say?

No one is perfect. Just be happy!

What’s your coffee order?

Flat White, No Sugar

Minji assists clients in

Ringwood
Warranwood
Park Orchards
Croydon
Warrandyte
Balwyn
Donvale
Wonga Park
Forest Hill
Nunawading
Mitcham

plus many more suburbs around Melbourne and across the country.

best korean mortgage broker in melbourne

Minji's Office Location

Level 3a, 379 Whitehorse Road Balwyn, VIC 3103 (enter via Mangan Street)

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