Minji Kim

Minji Kim

Finance Broker

Phone : 0411 255 548
Email : minji@acceptancefinance.com.au
Linkedin

Area's of expertise

  • Home Loans
  • Refinances / Debt Consolidation
  • SMSF Lending
  • Vehicle and Equipment Finance
  • Commercial Loans
  • Investment Loans

Minji joined Acceptance Finance in November 2018, with four years experience as a Loan Processing Manager in the Mortgage Broking industry. She graduated from Monash University with the Master of Professional Accounting degree, and had a thorough understanding of the loan process. Most of all, she loves helping people with their finance journey.

A keen photographer and avid traveller, Minji also loves spending her weekends catching up with her friends and trying out new restaurants.

Minji is Korean and works alongside many Korean professionals and businesses across Melbourne.

Minji's Client Reviews

Excellent
5.0
Elizabeth
Minji Kim is the best broker I have ever had. Much recommended to everyone who is in need of a finance broker. She is amazing and does the job so well and fast. I am so glad I was introduced to her.
sangwon B.
A huge ripple of applause to Minji Kim!
She's proactive, and responded to our request/queries promptly.
We were well informed at every stage of the financing process.
With Her extensive knowledge, we were able to select the best options, making the entire journey smooth and stress free.
Joel L.
I recently purchase my first home with Acceptance finance. My broker was Minji, she is such a professional. Her prompt response for any questions, and property report helps me to understand Melbourne property market as well as making a great decision!
Hopefully come back for investment property in the future!
Jacob K.
Excellent support. Russell and Minji have supported us over the past 5 years, no issue too big or small.
MJ K
I had a great experience with acceptance finance.
I went through the home loan process with Minji
She is professional and provides very helpful advice. She explained everything in detail and recommended the right product that suited me.
I definitely would recommend her to others.
TJ
Minji is an absolute superstar.

I spoke to a few brokers before getting my pre-approval sorted, and Minji was probably the most sincere and considerate. We have a bunch of mortgage brokers to work with from my current job, but I chose to go with Minji – that probably explains everything!

Everything was handled smoothly through just a few phone calls and emails. She made it easy for me to track down all the necessary documents, explaining everything in detail and walking me through not only the finance part but every step towards becoming a homeowner.

Thank you, I hope to work with you again!
Dayeon H.
My experience with Minji was fantastic, and I highly recommend her to anyone starting their journey as a home buyer or looking for professional guidance to make the process less stressful. I initially didn’t know what to look for when inspecting a house, but Minji not only guided me through securing a loan, she also helped me find the perfect home for the next 5–10 years. She patiently answered all my questions (which were tons..) and explained everything in a kind and easy to understand way. When there was a mistake in my contract, she called me immediately, explained the issue, and helped me correct it on time. Thanks to her guidance, I was able to buy my first home in my mid-20s, and the process felt much easier with her support. Thank you so much, Minji! 😊
Minyeong Y.
Minji Kim has a wealth of knowledge and cares for you like you're a part of her family. I would seek Minji's services in the future again without a doubt. Her friendly attitude, availability to answer questions, and proactive nature made the entire process pleasant and stress-free. Thanks to Acceptance Finance team. Specially thanks to Minji, who offered exceptional assistance and support throughout the loan process. I highly recommend her services to anyone in need of a reliable and knowledgeable loan professional.
Geunok J.
I had my existing loans approved for both my investments and my home. Minji Kim has provided me with excellent guidance on how to manage my loans effectively. I am very pleased with her performance; she is organized and efficient. I highly recommend her services.
park soo Y.
I appreciate help from Minji Kim who facilitated my loan process. the process went much quicker than I expected with her help. she has been very responsive in most of inquiries that I had and kept with kind explanations although I had many things that I did not understand because I was a first home buyer.
Cath Y
Professional and approachable staffs. Plenty of parking as the Woolies just around the corner. Great location for a visit for face-to-face consultation.

I was assisted by Minji Kim. She was exceptional. I really appreciate her work. She was so prompt and is on top of everything. If you are looking for someone who is professional, super efficient and quick, reach out to her!

Thanks heaps Minji and everyone from Acceptance Finance : )
권이레
I secured a mortgage through Minji, and was able to purchase my home. Thanks to her professional and meticulous service, the loan process went smoothly. With her quick and accurate support, I was able to acquire my dream home. Highly recommended!"
Sridar D.
Whole experience with Acceptance finance team had been seamless. Staff response, follow up's has been great, always available over the phone when required. Minji was particularly exceptional. 5 stars and a happy client.
Sunah L.
It was by chance that I came across Minji, and I consider myself fortunate for it, especially after my car accident when I urgently needed a personal loan. She swiftly arranged a loan for me the very next day. Minji's guidance throughout the process was invaluable, ensuring I understood each step along the way. Despite some misinformation from my dealer, she handled everything diligently, making multiple calls to sort things out. I wholeheartedly endorse Acceptance Finance and Minji for their exceptional service, and I'm genuinely grateful for Minji's support.
Poleng A
Very knowledgeable and helpful!

Minji has been amazingly supportive every step of the way!
Highly recommended!
Chris L.
Minji Kim kindly helping us get through all the application and done on time.
We really appreciated efforts of work!
Thanks again and in the future we would like to work with Minji Kim.

Thanks
Chris
Winnie N.
I'm writing the best review ever for Minji Kim, but i didn't even get a mortgage here, my partner did. The reason why being, is that throughout this entire process, Minji made sure i felt included .😊 we are a LGBT+ couple and she didn't treat us any differently from a regular couple. She was patient with the questions i had, even included me in all the emails and updates, it made me feel so happy. She's the best person we have worked with throughout the process, i only wish she was a buyer's agent and a conveyancer too. Minji will take care of everything! I would definitely love to work with her in the future again!
Jessica C.
Minji kim is the best morgage broker I have encountered. I had gone to see a few morgage brokers before seeing Minji and immediately felt more comfortable with Minji. She is very patient and compassionate.
As a first home buyer this process as been daunting, however Minji has put everything at ease. Her explanation for the whole process is easy to understand. She has given so much reassurance and advice other brokers did not explain. I feel she has gone above and beyond not just as a morgage broker but as a kind compassionate person for her clients. She has gone extra mile by checking up and prioritises to answer any questions i had promptly and in detail without making you feel like a burden. Minji is always there to help!
Sophie L.
As first home buyers, we are so lucky to have Minji helping us apply for mortgage. She is such a helper, very punctual and responsive. She is also very patient to explain all the details and process to us. Highly recommended her service🙂
Chrispy
Worked with Minji Kim through Acceptance Finance through a recommendation of a work colleague. Couldn’t be happier, she was able to answer any question we had, assist us throughout the home purchase process, and even helped us ensure 3rd parties in the process didn’t mess up when they were close to doing so, really saved us from potential issues. Will be using their services for any future finance required. Highly recommend.
Rachael P.
I worked with Minji Kim to organise financing my first home. From getting an understanding of my borrowing capacity, all the way to when my house settled, Minji was there every step of the way, keeping me informed, answering any questions I had and organising all that needed to be prepared. I really learnt a lot about the process of purchasing and financing property from her.

Minji is a professional, patient and friendly broker who is an expert in her work. Working with her has been the best experience. I look forward to continuing to work with her throughout the lifetime of my mortgage.

I wholeheartedly endorse Minji's services, especially if you are someone who is new to the journey of purchasing property as Minji will guide you every step of the way.
Jinmo Ahn (.
Highly recommend a broker ' Minji Kim '

Me and my partner is the first home buyer and had no much information.

She did a fantastic job for us even though it was not for her job.
Whatever we wanted to know regarding to buying a house in Australia, she gave us the right answer straight away.

She helped us to find the best loan option and it was super quick to be approval fro the bank.

If you are looking for a property to buy in Australia, if it is either to live in or for investment, she will definitely helpful for you.

Once again, Thank you very much Minji Kim.
You won't regret to choose her !!
Jessica K.
We are so over the moon with our experience dealing with Minji, she has been exceptional and got us approved for a pre conditional home loan, something we thought was impossible for us but Minji made it possible. We are soooo happy and delighted and so greatful we found you Minji! Your service has been so professional! Thankyou, Jessica & Angelo’s
Zhen W.
Minji was absolutely amazing. She assisted us with her abundance knowledge and has been incredibly proactive in managing different facets of our finance needs from professional perspectives.
I highly recommend Minji and will sure see myself referring more businesses to her in the future.
Yingjie Z.
We are so glad and lucky that we have Minji Kim as our mortgage broker! Minji really helps us A LOT! She is very professional, fast, efficient, kind and patient, and I would say she is the No.1 broker in Melbourne! It's been really tough to get home loan in 2023 Melbourne, but we have Minji and we got our Pre-approval in 2 days. Thank you Minji and we will definitely refer you to our friends!
Kim Anh N.
We have been dedicatedly assisted by Financial Broker - Minji Kim. Very professional and skillful, we have successfully got our approval within a day. Highly recommended!
Mook Y
Acurate and fast action by the team so I got an positive outcome!
Special thanks to Minji Kim, she guiding me to overcome the obstacles to find the light in the end. 10 out of 10!
Michelle T.
Many thanks to Minji Kim, Michael Bennett and the team at Acceptance Finance for helping us secure our home loan. As first home buyers we were overwhelmed with options and didn’t know where to begin, but Minji was so lovely to speak to and guided us through with her patience and knowledge. We are beyond thrilled that she has managed to secure us a loan with no LMI, something that we didn’t even believe was a possibility. Every step of the way, the team at Acceptance Finance have been amazing at checking in with us and keeping us updated on our application. Couldn’t have been happier to be recommended Acceptance Finance for their mortgage brokering services.
James W.
Excellent and extremely fast service. Most applications in Australia take forever to process, however, we received our conditional loan approval within about a week of first contacting Minji Kim, and the unconditional approval within days following the valuation. Minji and the Acceptance Finance team arranged for the property valuation as soon as the land was declared safe for access by the developer.

We contacted a few brokers before choosing to go with Minji, one of which told us we would need two separate loans (one for land and one for construction). Minji explained that two loans is unnecessary, as it can simply be done as one loan.

When you are dealing with rapidly rising interest rates, it is imperative to engage a broker and bank who are both FAST!
BEN YOUNG H.
Minji Kim is a fantastic mortgage broker. She has been extremely helpful in securing and managing my home loan. She has gone above and beyond my expectations so many times and has made the whole finance process seamless. I highly recommend Minji Kim, if you need a professional mortgage broker who is knowledgeable, contactable, friendly and easy to deal with.
David
Albert & Minji went far above and beyond to help us settle our first property. There were issues we thought wouldn't get resolved when dealing with certain banks and we were only able to get a result after Albert stepped in to help us. I couldn't recommend their services highly enough. Thank Albert & Minji for everything you did for us. We really couldn't have reached the finish line and settled on time without your help. David & Sarah
Rosemary Y.
I just purchased my first home and Minji was an amazing mortgage broker. The whole process went very smoothly and Minji was always there to answer my questions and talk me through every step of the way.
Favrik M.
Minji is a total professional. Confident, friendly and extremely knowledgeable. Minji and her team made our process of getting finance very smooth. It was our first home loan and we had no idea where to start from. Minji has been clear and informative every step of the way and we would say her prompt reply is one of her best parts. Even with our silly questions, she explains until we understand thoroughly and always provide a clear and right answer. Thank you one again and for helping us build our "DREAM HOME".
David (.
The morgage broker I worked with was Minji and she is so much professional and reliable person. I strongly recommend MinJi as mortagage broker if you need any type of loan. She will try every single possiblilty to save your cents and time. Thanks Minji and happy to work with you.
Kathryn J.
To say my application for a loan was challenging would not only be a big understatement but an insult to the talented Acceptance finance team of Russel Shaw and Minji. Watching Russel consistently jump through hoops demonstrated not only his ability to negotiate the intricate twists and turns of my loan requirements but highlighted his skill in handling a somewhat "nervous & impatient" client .Minji was the perfect partner in this scenario always remaining cool, calm and collected. Both true professionals and I am eternally grateful for their patience and professionalism.I now have great peace of mind and highly recommend them both. Thanks guys.
Denise T.
Albert was amazing getting our 3 loans organised and set up. I changed a few things very late in the game and he didn't even blink an eye just proceeded to get the job done in a professional manner.
A very good result indeed. A big thank you to both Albert and Minji.
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A message from Minji

As an award-winning mortgage broker in Balwyn and Ringwood, I’ll provide you with exceptional guidance, outstanding customer satisfaction, and ensuring I recommend the most competitive and suitable products for your needs, including:

  • Loans for First-Time Home Buyers
  • Purchase of a home
  • Loans for investing in property 
  • Refinancing
  • Consolidation of debt
  • Loan structure reviews 

I believe you deserve a mortgage broker who is genuine and who listens to your needs. Acceptance Finance and myself are experts at providing high-quality, individualised service, which means you’ll always get:

  • Individualized attention
  • Updates on a regular basis
  • A welcoming and stress-free environment
  • The most appropriate loan and the greatest deal
  • The ability to chat with myself or my team whenever you need 

Call now for a no-obligation conversation about how I can assist you in achieving your property goals.

If the world were silent for 20 seconds and all ears were turned to you, what would you say?

No one is perfect. Just be happy!

What’s your coffee order?

Flat White, No Sugar

Minji assists clients in

  • Ringwood
  • Warranwood
  • Park Orchards
  • Croydon 
  • Warrandyte
  • Balwyn
  • Donvale
  • Wonga Park
  • Forest Hill
  • Nunawading
  • Mitcham

plus many more suburbs around Melbourne and across the country.

best korean mortgage broker in melbourne

Minji's Office Location

Level 3a, 379 Whitehorse Road Balwyn, VIC 3103 (enter via Mangan Street)

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