Sally Whitworth

Finance Broker

Phone : 0419 127 557
Email : sally@acceptancefinance.com.au
Linkedin

Area's of expertise

Home Loans
Refinances / Debt Consolidation
SMSF Lending
Vehicle and Equipment Finance
Commercial Loans
Investment Loans

Sally’s focus is to educate her clients around finance to allow them to make informed decisions on their loan choices. With an emphasis on providing flexible finance options, Sally maintains long term relationships with her clients. Seeing them through the ever changing stages of life and finance needs.

Entering the finance industry in 1999, Sally joined Acceptance Finance in 2001 and has extensive experience across the lending arena. With a range of roles over the years, Sally has helped develop our ever. growing team of Finance Brokers. She’s assisted through mentoring, broker training, process development and position on the leadership team. Her core passion however is her current role of working one on one with clients to help them set up loans that help them reach their financial goals. In this role Sally has helped hundreds of our clients over the years. Seeing her clients through the first home purchase, second and third home upgrades. And, the start of a family, the new car excitement and business through good and tough times. Sally is dedicated to ensuring that her client’s loans evolve with them.

Sally holds a Bachelor of Business (Management) and a Diploma in Financial Services.

Sally's Client Reviews

Excellent

5.0

Eileen

4 months ago

Sally was an invaluable help with not only my initial home loan, but also this time when I needed to refinance. Every step of the way she provided expert advice and was able to find the most competitive rate for my situation. I could not recommend her highly enough and once I made a decision, the process was so quick due to her guidance. Could not be happier!

Melissa S.

5 months ago

This is the second time we have used Sally for setting up our home loan. I couldn’t be happier with how smoothly everything went. Sally explains things really well and makes everything super easy. I would definitely recommend her to anyone and we will be using her services again ourselves. Thanks Sally!

Glen W.

5 months ago

Sally is consistently easy to deal with, very friendly and knowledgeable, and handled my refinance quickly, securing a very competitive rate. I’ve trusted her for over 10 years and regularly return to review my options.

Sally N.

6 months ago

I had a fantastic experience working with our mortgage broker, Matt. From the very beginning, his communication was outstanding! He kept me consistently updated at every stage of the process and made sure I always knew what was happening next. He regularly checked in, answered my questions promptly (never made them feel like silly questions although I asked a million of them!), and explained everything clearly, which made what can normally be a stressful process feel smooth and manageable. It really felt like he was looking out for my best interests the entire time. Thanks to Matt's professionalism, responsiveness, and attention to detail, securing my loan was far easier than I expected. I would highly recommend Matt and his team to anyone looking for a reliable and supportive mortgage broker.

Tom S.

10 months ago

My partner and I bought our first home through Sally and it was the best experience we could have hoped for. Sally was so clear with everything and made it an absolute breeze for us given we knew nothing going into the process! We’ve recommended her to all of our friends, especially hearing the nightmare stories they’ve got from other brokers!

Kristy W.

11 months ago

Sally has helped us in the past but recently she helped us achieve our dream of selling our first home and buying a newer house. From the first “can we do it” phone call she talked us through the whole process even up to a post settlement call. Thank you Sally you are truly amazing !

Melissa L.

1 year ago

I'm the kind of person whose eyes glaze over when it comes to talking about finances. So when it came time to apply for a home loan, it was a relief that Sally Whitworth was recommended to me. Sally was great at explaining things that I needed to know in a way that was clear, relevant and not boring. She was very supportive and worked in a way that suited me by asking the right questions. When I was avoiding taking a step, Sally would ask me what I needed from her to get back on track. And she would follow through appropriately, always. My situation was not straightforward but Sally found the right loan and guided me in the direction that was ideal. Thanks so much for everything Sally. I am now enjoying my dream home, thanks to your professionalism and advice.

natalie W.

1 year ago

We used Sally Whitworth from Acceptance Finance about 20 years ago when purchasing our first home and reached out to her again now to help us with the purchase of a commercial property through our newly setup self managed superfund (SMSF). Sally was very knowledgeable with SMSF’s, Sally alway gets back to you promptly (even when she was on holidays), and went above and beyond to make sure we understood the process each step of the way! Could not recommend Sally more highly. Thank you Again Sally 😊 13/08/2025 I’ve worked with Sally Whitworth a few times now and she’s always been amazing. Most recently, I needed to increase my mortgage for a house extension — I gave her a call and she had it all sorted with approval in just over a week. She even worked after hours and on the weekend to get things moving quickly. Sally makes the whole process so easy and stress-free. Super helpful, quick to respond, and just really great to deal with. Couldn’t recommend her more!

James K.

1 year ago

We recently worked with Sally to secure our home loan, and the experience was outstanding from start to finish. She was incredibly patient, taking the time to walk us through every step of the process and explaining everything clearly so we always felt informed and confident. Sally genuinely worked hard to get us the best deal possible, and it was clear she had our best interests at heart. Her communication was excellent, and she made what could have been a stressful process feel smooth and straightforward. Thanks to her dedication and expertise, we settled on time without any last-minute issues. We were super happy with her services and wouldn’t hesitate to recommend Sally to anyone looking for a professional, friendly, and trustworthy mortgage broker.

Hannah

1 year ago

Sally Whitworth has been our broker since we bought our first home and she has been amazing. Highly recommend!

Nicole H.

1 year ago

We have been fortunate to have Sally at Acceptance Finance for over 25 years- setting up a great deal on our first loan and refinancing numerous times after this. Sally is friendly and professional and has provided sound advice every time. We have recommended friends who have also had a positive experience. As our adult kids approach purchasing their own homes we will again be making recommendations. Thank you Sally

Salv M.

1 year ago

Sally is a very thorough and knowledgeable person and has been our broker for many years. We appreciate her dedication and willingness to always provide the best advice possible. Keep up the great work!!

katie W.

1 year ago

Sally was amazingly helpful when we refinanced our home loan, she was very informative and clear in all she was doing. Thank you again Sally.

Gerard T.

1 year ago

Sally was absolutely amazing to work with throughout the entire home loan process. From our first conversation, she was friendly, professional, and incredibly knowledgeable. She took the time to explain everything clearly, answered all our questions, and guided us through every step with patience and care. Sally worked hard to find us a great rate and made sure all the paperwork and timelines were on track, which really helped reduce the stress of buying a home. We truly appreciated her responsiveness and support. Would highly recommend Sally to anyone looking for a reliable, supportive, and efficient mortgage broker!

Tina

1 year ago

As a first home buyer I couldn’t have asked for a better experience. Sally made the entire process easy and stress free. She provided so much helpful information and guided me every step of the way. I felt so comfortable asking all of my questions (especially the ones I thought were ‘silly’). Sally answered all of them and reassured me that there is no such thing as a silly question! I truly appreciated how hard she hustled to get me the best possible deal. Her dedication really made all the difference and I could not have done it without her. After I secured my property, Sally was the first person I shared the news with because I knew how much she believed in me and how much effort she put in. All her hard work truly paid off. If you’re a first home buyer dreaming of owning your own place, talk to Sally. She will make it happen. Thank you for everything Sally.

Kate F.

1 year ago

Working with Sally was truly one of the best decisions I made during my home buying journey. From the very beginning, she brought a level of empathy and kindness that immediately put me at ease. Buying a home - especially your first - is incredibly stressful, but Sally has a calm, reassuring presence that made the entire process feel manageable. What stood out most was not just her warmth, but her incredible skill and professionalism. She explained every step in detail, answered all my questions with patience, and never made me feel rushed or overwhelmed. Sally was always available, always supportive, and always had my best interests at heart. Her guidance was invaluable, and I genuinely don’t know how I would have made it through the process without her. I felt heard, respected, and supported every step of the way. I would wholeheartedly recommend Sally to anyone looking for a mortgage broker. She is simply exceptional.

Sam C.

1 year ago

Where to start! From a very nervous first phone call to the end, Sally has been absolutely exceptional! Sally went above and beyond to help me secure my loan even with some barriers we had to jump through. Sally devoted a lot of time and effort into my case and I felt truly blessed to have such a knowledgeable, caring broker understand my needs. I won't hesitate to recommend Sally and the team at Acceptance and can't wait to work with them again in the future! Thanks again Sally!

Kash K.

3 years ago

Happy happy happy! Couldn’t rate them highly enough. I’m so glad we chose Sally as our mortgage broker. Sally was absolutely fantastic. She made an otherwise stressful process a breeze. Not only did she explain all our options in detail at the start, she was there to guide us through the entire process from start to finish and responded to all our queries promptly and professionally.

Sue F.

3 years ago

Well .... where to begin ! If I could give a ten out of five stars to Sally and her Acceptance Finance team, I would. From the very start of our relationship almost 20 years ago to our most recent, and most challenging, event which involved countless hours of diligent communication, follow up documentation and infinite attention to detail, I cannot speak highly enough of this company. Thank you Sally. You have turned our life around. You made something happen we believed impossible. Warmest and highest regards, Sue and Bill

HandZaround

4 years ago

When buying our house, Sally Whitworth was just amazing to deal with (and she continues to do so!). She has helped us with so many aspects of financing our home loan, explained everything in detail, and has always given us her time to make sure we understand what is going on. Our experience has been so positive with Sally and we know that we can always call her when we have any questions. We can't recommend her highly enough!

Emma P.

4 years ago

Sally was my mortgage broker and calm and clearly escorted me through my first home loan. Great communication and service :)

April

5 years ago

Sally and the Acceptance Finance Team are the best in the Biz! Super understanding, responsive, professional and caring. As first home buyers, my fiancé and I were very lost and naive on the whole process of buying a home - but after being recommended Sally, we now have our dream home, and a new friend! Thank you Sally for always being available to us, having multiple conversations around the basics, and for putting up with my anxious questions and phone calls! I will always recommend you and your team!

Paul B.

5 years ago

Acceptance Finance and specifically Sally, have been supporting my partner and I with multiple loans for over ten years. We come back every time because Sally knows the banks, knows the process inside out and makes everything easier for us. Thanks Sally we appreciate your attention to detail and great service!

Darryl V.

6 years ago

Sally Whitworth helped us through a long and unusually complex set of refinancing, leading to a much improved situation and a set of new loans which had everything we needed, including low rates. Sally was in there for the long haul and always did her best for us, definitely going the extra mile. I'd have no hesitation in recommending her and her team.

Chelsea H.

6 years ago

Sally Whitworth assisted my partner and I with refinancing our mortgage and I am so grateful to her that we did! She made the process as easy as possible for us and was helpful in explaining everything along the way and ensuring that we always knew and understood our options. Her team is very professional and communicated with us constantly as things progressed. I would highly recommend her and the team at Acceptance Finance to anyone.

A message from Sally

As an award-winning mortgage broker. I’ll provide you with exceptional guidance, outstanding customer satisfaction, and ensuring I recommend the most competitive and suitable products for your needs, including:

Loans for First-Time Home Buyers
Purchase of a home
Loans for investing in property
Refinancing
Consolidation of debt
Loan structure reviews

If the world were silent for 20 seconds and all ears were turned to you, what would you say?

Nothing, I’d enjoy the silence with everybody else.

What’s your coffee order?

Anything, as long as its strong

Sally's Office Location

Level 3a, 379 Whitehorse Road Balwyn, VIC 3103 (enter via Mangan Street)

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